Hello, I'm Tom - a Portsmouth-based Business Protection Advisor with over 10 years of experience helping Company Directors and Small Businesses safeguard their future. I know how important it is to have the right cover in place, and I'm here to make it simple, cost-effective, and stress-free for you.
Whether it's life insurance, income protection, or securing your business against unexpected events, I'll guide you through the best options tailored to your needs.
Let's chat and find the right protection for you.
Talk To Tom Financial Services is a trading style of Commercial Connect Limited, an Appointed Representative of Mortgage Connect (NI) Ltd, authorised and regulated by the Financial Conduct Authority.
10+
Years of experience
Helping company directors and small
businesses safeguard their future.
49%
Potential Savings
Compared to standard life
insurance policies.
Advisor Led Solutions
Why Choose Talk To Tom?
Save up to 49% on Life Insurance
Pay for life insurance through your limited company and benefit from tax relief.
Protect your business
and income
Plans designed to safeguard your company, shareholders, and key employees.
Trusted by UK
Directors
FCA-regulated with policies from leading providers like LV, Zurich, Legal & General & more.
Fast and simple
process
Expert guidance from the very first call. Get the right policy for you and your personal circumstances.
My Services
Learn More About My
Most Popular Products
Relevant Life
Cover
Life Insurance paid for by your limited company, tax-free for beneficiaries.
Tax efficient with corporation tax relief.
Written in trust for faster payouts and no inheritance tax.
Executive Income Protection
Cover up to 80% of your income if you're unable to work.
Protects your salary and dividends.
Your business pays the premiums as an allowable expense.
Key Person
Cover
Protect your company from loss if a key employee is unable to work.
Helps cover lost revenue or recruitment costs.
Ensures business continuity in case of illness or death of key employees.
Shareholder
Protection
Ensure smooth business continuity in the event of a shareholder's death.
Helps any surviving shareholders retain control of the business.
Funded by a business-paid life insurance policy.
Business Loan
Protection
Business security against outstanding loans in unforeseen circumstances.
Covers outstanding business loans in case of death or critical illness.
Prevents financial burden on the business.
Commercial
Finance
Funding solutions to help your business grow, whatever your needs.
Improve cash flow and secure essential business needs.
Access to business loans, asset and invoice finance.
KEY CONSIDERATIONS
All protection policies are subject to underwriting and individual eligibility.
Tax benefits depend on your circumstances and HMRC rules.
Cover may cease if premiums are not maintained.
My Commitment To You
What To Expect From Working With Tom
Protection policies are subject to underwriting and eligibility. Tax benefits depend on your personal circumstances and HMRC rules. Talk To Tom Financial Services is a trading style of Commercial Connect Ltd, an Appointed Representative of Mortgage Connect (NI) Ltd, authorised and regulated by the FCA.
1. Free Consultation
A no obligation call to discuss your needs and answer any questions. Understand the tax benefits and coverage options available to you.
2. Tailored Recommendations
A personalised plan designed for your business and financial goals. Clear breakdown of policy costs, benefits, and tax savings.
3. Custom Policy Setup
A personalised plan designed for your business and financial goals. Clear breakdown of policy costs, benefits, and tax savings.
4. Ongoing Support & Peace Of Mind
Assistance with policy management and future adjustments. Always available to answer questions and help you stay protected.
Testimonials
Words From My
Valued Clients
"
Tom was very professional he advised me how to arrange my relevant life cover which is paid for by my ltd company.
He is very knowledgeable and also very approachable. I would feel happy to recommend him and have to my friends and family.
"
Leon French
Director | London
"
I got to 'Talk to Tom' about putting in place some income protection for me and my wife. Tom informed me of what was available & advised me that the product we needed was an executive income protection plan. He is quite funny and his sense of humour put me at ease.
"
Greg Lewis
Director | Brighton
"
Dealing with Tom was straightforward and he selected the right policy for my needs and guided me through the whole process.
He understood my needs and now my company pays for my plan. I would recommend Talking to Tom every time.
"
Louise Dale
Director | Southampton
Talk To Tom
Let’s Explore The Right Protection Options For You, Today!
0330 043 3076
07805 347 323
Talk to Tom Financial Services is a Trading Style of Commercial Connect Limited FCA Number 1021324 who are an Appointed Representative of Mortgage Connect (N.I) Ltd who authorised and regulated by the Financial Conduct Authority. FCA Number 915845, Registered in Northern Ireland no: NI637316. Registered address: Unit 10 Galgorm Court, Galgorm, Ballymena, Co. Antrim, BT42 1HW.